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Easily perform CECL-compliant allowance calculations and reporting, including PD/loss curve models, forecasts, and disclosure reports. Visible Equity provides comprehensive, intuitive ALLL / CECL software that allows a user to easily segment their portfolio, analyze individual loans for impairment and expected loss, collectively review loans using CECL-compliant loss rate methods, incorporate qualitative and environmental factors and reasonable and supportable forecasts, run stress test scenarios, and instantly produce a comprehensive suite of reports and disclosures. CU*Answers has developed a monthly data upload process to Visible Equity that includes various member information to facilitate CU*BASE clients’ ability to utilize this solution.