CLR Path
(Character Lending on Reputation)

Decisions based on what you already know about your members!

CLR Path evaluates the strength of your relationship with the member based on what is already in CU*BASE and gives a loan approval recommendation without needing to pull (or pay for) a credit score!

CLR Path uses internal data to generate a score. Criteria such as how long the membership has been open, member age, account balances, loan history and ACH/payroll deposits are considered and configurable. If a CLR Path template is activated for the loan product, scoring will automatically be done when working any loan application.

CLR Path is also 100% free to use.

Download the booklet.

Note: Only the primary borrower is evaluated; non-members cannot be run through CLR Path.