• Get more real-time approvals by validating under-writable pay streams automatically. Not only can you improve your competitive speed, you can provide a better member experience and reduce abandonment with fewer stipulations.
• Provide more personalized member care. With cashflow analytics, you can offer services better tailored for members’ specific situation and needs, such as more relevant offers and risk-appropriate loan terms. In addition, with a complete financial picture, you can be more consultative with members, such as arranging payment structures schedules that are most likely to be successful for the member.
• Approve more applications and optimize offers! EDGE cashflow analytics gives a more vivid picture of your members. This helps you make better rate and risk decisions, opening opportunities to be more inclusive, such as to lend to no-hit and thin-file applicants.